Your Security Is CapCom’s TOP Priority…

Headlines today are crowded with news of our nation’s difficult financial situation – the mortgage industry’s down-slide continues to impact the financial world. 

In good times and in bad, your financial security is always our top priority.  Unlike some other financial institutions, CapCom Credit Union goes the extra mile and carries extra insurance over and above what the federal government (NCUA) requires us to carry.  It’s called Excess Share Insurance (ESI) and for years, because you’re a member with CapCom, you’ve been covered.

ESI is a property and casualty insurance company licensed in the State of Ohio and 32 other States.  ESI has always been and continues to be in good standing with insurance departments and regulators in all States of operations.  The corporation has operated safely and soundly, and has been financially stable since its incorporation in 1993.

ESI provides up to $250,000 of additional protection on member share (deposit) accounts.  By adding this coverage to the credit union’s primary insurance limits, individual members can take comfort in knowing their funds are safe and secure.  ESI serves credit unions – and only credit unions – and CapCom is one of them.

Annually, ESI’s financial statements are audited by a nationally recognized “Big 4” CPA firm and its loss reserves are certified by internationally recognized actuaries.  The corporation maintains various committed lines of credit and reinsurance from national firms, which further strengthens its financial position.

FRAUD ALERT